Terms and Conditions

The following terms and conditions of use of this web site must be agreed to before using the site. If you disagree with any of these, please cease using the site immediately.


Investment Business

This site is operated by and on behalf of Newtomorrow Limited (Company No. SC296390 with its Registered Office at 2nd Floor, Capital House, Festival Square, Lothian Road, Edinburgh EH3 9SU) which is a wholly owned subsidiary of Invocas Group plc.  Invocas Group plc is not authorised under the Financial Services and Markets Act 2000, but is able in certain circumstances to offer a limited range of investment services to clients because they are licensed by the Institute of Chartered Accountants in England and Wales. We can provide these investment services to you, where these are incidental and / or complementary to, or arise out of, the other professional services we are providing. For example:

• we can comment on advice given by an authorised person; and

• we can give general investment advice, but cannot advise about a specific investment product.

Disclaimer

The illustrations and information presented is produced for the general information of visitors to this web site and does not constitute professional advice.  Although we endeavour to ensure that the content is accurate and up to date, users should contact us before taking any specific action based on the information shown on this site. No responsibility can be accepted for any use made of the illustrations or information presented on this site.

We accept no liability or responsibility whatsoever for any loss or damage suffered by any user of the information contained in this website or the material downloaded from it, or from any material contained on any third party websites linked to our website, or from any internet software used in connection with our website, computer viruses or other destructive programs encountered as a result of using our website.


Links

Links to other sites are provided for information only and we take no responsibility for material found on them. Please obtain our permission before linking to our site.


Intellectual Property notice

Newtomorrow is a registered trade mark of Invocas Group plc and the contents of this website are the copyright of Invocas Group plc. Reproduction of the contents is only permitted in accordance with the following terms:

You may view the site and download any part(s) of it to a personal computer for private viewing for private purposes. You may not (a) store it (or any part of it) other than for the purposes set out in this paragraph, (b) print out copies except for your own personal viewing for private purposes, or (c) reproduce, copy or transmit it (or any part of it) in any other way for any purpose or in any other medium, without our prior written permission. You may not alter the content in any way.


File Downloads

As a user of the newtomorrow.com web site, certain pages provide free file downloads. Newtomorrow allows you to access files that we believe may be of use to you.

This facility is provided as is, and we cannot be held responsible for any losses, whether direct or indirect, from the use of this facility. Files that are made accessible are not encrypted.

We reserve the right to remove or update these documents at any time. It is your responsibility to ensure that you have adequate protection against malicious code on any computer that you use to download such files, including but not limited to anti-virus software and a reputable firewall.